TERMS & CONDITIONS — PBNM

Last Updated: April 8, 2026

These Terms & Conditions (“Terms”) govern your access to and use of the PBNM website and its services.

By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please discontinue use of the website.

1. Website Use

You agree to use this website only for lawful purposes and in accordance with these Terms. You agree not to:

  • Attempt to access restricted areas without proper authorization
  • Disrupt, damage, or interfere with website functionality or security
  • Upload or transmit malicious code, viruses, or harmful content
  • Use the website in any way that could harm PBNM or its users

2. Informational Purpose Only

The content provided on this website is for informational, educational, and community purposes only.

PBNM does not:

  • Provide medical, legal, or professional advice
  • Diagnose or treat any medical conditions
  • Replace consultation with licensed professionals

You should consult appropriate qualified professionals before making decisions based on information from this website.

3. Programs, Resources & Content

PBNM may offer programs, resources, educational materials, or community initiatives.

By using these, you acknowledge that:

  • All materials are provided for general informational purposes
  • Outcomes and results may vary
  • Participation is voluntary and at your own discretion
  • You are responsible for how you use any information or resources provided

4. Payments & Donations (If Applicable)

Certain services, programs, or donations made through the website may be subject to payment.

  • All payments and donations are final and non-refundable unless otherwise required by law
  • You agree to provide accurate payment information
  • PBNM reserves the right to modify pricing or offerings at any time

5. Intellectual Property

All website content—including text, graphics, images, videos, logos, and design—is the property of PBNM or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, or use content without prior written permission.

6. Testimonials & Community Content

Testimonials or shared experiences reflect individual perspectives and do not guarantee similar outcomes.

PBNM is not responsible for user-generated content but reserves the right to remove content that violates these Terms.

7. Links to Third-Party Websites

This website may include links to third-party websites or partner organizations.

  • PBNM does not control or endorse third-party content
  • We are not responsible for their policies, practices, or services
  • Accessing third-party links is at your own risk

8. Limitation of Liability

To the fullest extent permitted by law, PBNM shall not be liable for:

  • Any actions taken based on website content
  • Any direct, indirect, incidental, or consequential damages
  • Website interruptions, errors, or technical issues beyond our control

Your sole remedy for dissatisfaction is to discontinue use of the website.

9. Governing Law

These Terms shall be governed by and interpreted in accordance with applicable laws in the jurisdiction where PBNM is registered, without regard to conflict of law principles.

10. Changes to These Terms

PBNM reserves the right to update or modify these Terms at any time.

Changes will be posted on this page with an updated “Last Updated” date. Continued use of the website constitutes acceptance of those changes.

11. Contact Us

PBNM
Email: Info@pbnm.com